What CFPB’s Harsh Words to Servicers Mean for Banks

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July 21 marks the six-year anniversary of the Consumer Financial Protection Bureau, which was created in the wake of the wall street crime wave that led to the financial crisis of 2008. The CFPB was first conceived by law professor Elizabeth Warren, now Senator Warren from Massachusetts, as an.

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How the CFPB’s Servicing Rules Apply to Small Servicers. Under the final rules, small servicers are those who (1) service 5,000 or fewer loans, for which the servicer or an affiliate is the creditor or assignee; or (2) are a housing finance agency. If the servicer or an affiliate is not the creditor or assignee of any loan within its portfolio,